These are just a few of the items we find in
the mail when someone asks for donations. We did not ask for these
items, so why do we feel obligated to pay?
Sure, when we read the
solicitation telling us it will save a child, puppy or kitten,
or help injured or killed firefighters or veterans
and the cost is $15, we pull our checkbooks out and send it off
without a second thought. But, do we really know to whom we are
sending our money?
A few weeks ago, after I gave a presentation
to a local senior organization, a lady came up to me and wanted
to know if she was
giving her money to a bogus organization. She handed me the material
she received asking for her annual donation, but in the upper right
corner it read “Annual Membership Renewal” and on the
back of the form explained that any money sent is not tax deductible.
Cash donations (where no gift is purchased) to nonprofit organizations
are generally tax-deductible.
If we want to make a donation to an unfamiliar organization, we
should first find out where the donation is going. The Web sites
of the Better
Business Bureau and GuideStar can help you determine
if an organization is legitimate.
Yes, the solicitation gifts we get in the mail
are sometimes nice and maybe even useful. However have you ever
thought
about how
much of your money is going to your selected organization, or if
any of it even does? Our charity dollars are an investment in our
community, the nation and the world. It’s wise to use just
as much caution when making our charitable giving decisions as
we do when making other decisions affecting our overall financial
picture. Remember, this is your money! Shouldn’t you know
where it is going and what it is used for?
As an outreach specialist, I am responsible
for developing a consumer education program, giving public presentations
and mediating consumer complaints against businesses regarding the
purchase of goods or services. Many of these complaints involve
foreign lottery scams, predatory mortgage lending, unauthorized
charges on credit cards, mail order and telephone sales, motor vehicle
repairs, Internet scams and prize offers. I am member of the Summit
County Foreclosure Prevention Partnership Program and Tuff Stuff
Committee and a board member of Westside Neighborhood Development
Corporation of Akron, where I help to provide leadership in the
area of housing and commercial revitalization.
I began my career in consumer protection
and education in November 2006; prior to that I worked in the banking/mortgage
industry for over 10 years. Born and raised in Akron, Ohio, I graduated
from Ellet High School and went on to pursue an education in criminal
justice at The University of Akron.
If I had to pick one thing that I love
about my job, I would choose the public speaking events that I give
to senior citizens. My goal is to educate as many senior citizens
as possible about ways to protect themselves from becoming a victim
of crime. My speeches to senior groups range from medical health
claim scams, free credit reports, work-at-home schemes and home
improvement scams, to protecting themselves from purse snatchings,
robberies and burglaries.
Local funding for Aging Smart programming provided by: